Resources & guides
Step-by-step guides to lower your bills and keep up with them.
Guides
Energy
How to Lower Your Electric Bill
Practical steps to lower your electric bill, from free fixes and utility programs to bigger upgrades.
Read the guide →Phone
Best Cheap Phone Plans for Veterans
How veterans and military families can compare low-cost prepaid plans and military discounts, and keep their number.
Read the guide →Prescriptions
How to Lower Your Prescription Costs
Compare pharmacy prices, ask about generics, check 90-day supplies and look into assistance programs.
Read the guide →Home & Safety
Medical Alert Systems for Seniors Compared
At-home vs. on-the-go medical alert systems, the features to compare and the questions to ask before you sign up.
Read the guide →Earning
Side Hustles to Help Pay Your Bills
Realistic ways to earn a little extra: skills you already have, flexible gig work, selling what you don't use, and avoiding scams.
Read the guide →Life changes
What to Do After a Death: Survivor Money Checklist
A step-by-step checklist after a death: Social Security survivor benefits, the lump-sum payment, canceling bills and protecting their identity.
Read the guide →Life changes
Funeral and End-of-Life Preplanning on a Budget
Know your rights under the FTC Funeral Rule, compare cremation and burial costs, and plan wills and paperwork ahead.
Read the guide →Protect yourself
Money Scams to Watch For: Fake Bill Collectors, Utility Shutoff and Senior Scams
How to spot fake bill collectors, utility shutoff threats and scams targeting seniors, and where to report them.
Read the guide →