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Protect Your Home While You're Away: Water, Freezes, Storms, Mold and Security

The cheapest repair is the one you never need. Use this before you lock the door.

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By the ForLowerBills team · Last updated: October 14, 2026 · Sources checked: October 14, 2026

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Water damage, frozen pipes, storms and mold are the big risks for an empty house. Here's what official sources recommend and what to ask, with a printable checklist for each home. Check your insurance policy too; some have conditions for empty homes (see our insurance guide).

Water: shut off and drain

  • Find your main water shutoff before you need it, and make sure it turns.
  • Many owners shut off the main and open faucets to drain the lines before a long absence. If you have a well, boiler or fire sprinklers, or aren't sure, ask a licensed plumber what's safe for your system.
  • The Red Cross suggests removing, draining and storing hoses, and closing inside valves that supply outdoor hose bibs.
  • Turn off the water supply to the washing machine and ice maker if you're not shutting off the main.

Prevent frozen pipes in the cold-climate home

The American Red Cross advises that if you'll be away during cold weather, you leave the heat on, set to a temperature no lower than 55°F. It also suggests opening kitchen and bathroom cabinet doors so warmer air can reach the plumbing, and keeping garage doors closed if water lines run there.

Printable home protection checklist

Tick items as you go. Your ticks stay on this page only; we don't save them.

Cold-climate home (leaving in fall)

Southern home (leaving in spring)

From ForLowerBills.com · General information only, not legal, medical, tax or financial advice.

Leak sensors, smart shutoff valves and sump pumps

  • Battery water-leak sensors near the water heater, washer and sinks can alert your phone or a neighbor.
  • Automatic shutoff valves can close the main if they detect a leak; installation may need a plumber.
  • Temperature alerts can warn you if the heat fails.
  • Test the sump pump before you go, and ask about a battery backup or alarm.
  • Clean gutters and downspouts so water drains away from the foundation, as EPA recommends for preventing moisture problems.

Storm and hurricane prep for the southern home

Ready.gov's hurricane guidance starts with knowing your evacuation zone. Before you leave the southern home in spring, store patio items, check shutters, and leave a contact with a neighbor. Florida residents can buy some supplies tax-free during the state's sales tax holidays; see our Florida tax-free hurricane supplies guide.

Humidity and mold in a closed-up Florida home

The EPA says to keep indoor humidity below 60%, ideally between 30% and 50%, and lists air conditioners and dehumidifiers as ways to reduce it. An inexpensive humidity meter can show what's happening. We haven't found an official recommended thermostat setting for an empty humid-climate home, so ask your HVAC contractor what setting or dehumidifier plan fits your home, and consider a humidity alert. EPA also recommends keeping AC drip pans clean and drain lines flowing.

Make it look lived-in

  • Put a few lights on timers.
  • Hold or forward your mail (see our mail guide).
  • Ask a trusted neighbor to check the home regularly, collect flyers and call you after storms.
  • Keep the lawn or landscaping maintained.
  • Lock windows, garage and sheds; don't announce your trip on social media.

Fridge, appliances and pests

  • Empty the fridge and freezer, or leave them running with only long-lasting items. If you turn a fridge off, prop the door open to prevent odors and mildew.
  • Unplug electronics and small appliances.
  • Set the water heater to its vacation or low setting, per the manual.
  • Remove food, take out all trash and seal pantry items to discourage pests; consider your pest service's seasonal plan.

Weatherize before you leave, and save at both homes

Sealing drafts and insulating help both homes cost less to heat and cool. See our weatherization guide. Income-qualified households may get free upgrades through the Weatherization Assistance Program (opens in a new tab). If heating bills are a struggle, see our winter utility shutoff help.

Get updates: Protect your home while you're away

Related guides

FAQ

What temperature should I leave the heat at while I'm away in winter?

The American Red Cross advises leaving the heat on, set no lower than 55°F, if you'll be away during cold weather.

Should I turn off the main water?

Many owners do before long absences, and some insurers ask about it. If you have a boiler, well or sprinkler system, ask a licensed plumber first.

What humidity is safe for a closed-up home?

The EPA recommends keeping indoor humidity below 60%, ideally 30% to 50%. Ask an HVAC professional how to keep yours in that range while you're away.

Do I need to tell my insurer I'll be away?

It's wise to ask. Some policies change coverage when a home is unoccupied for a set period.

Disclaimers

General information only, not legal, medical, tax or financial advice.

  • ForLowerBills.com is an independent website. We are not a government agency, a law firm, an insurance agency or a tax preparer, and we don't charge for any of this information.
  • Fees, rules and deadlines change. Always confirm the current details with the official source, your plan, your insurer or a qualified professional before you act.
  • Home systems differ. When in doubt, ask a licensed plumber, electrician or HVAC professional.

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We hope this helps. — the ForLowerBills team